Promotions

Open a New Account, Get $280*

Qualifications to Earn Bonus

• Minimum $1,000 direct deposit (combined during one statement cycle)
• New debit card activation
• Enrollment in eStatements

Open an Account

Disclosure

*Offer available in our Austin location only – bonus only valid with proof of offer at account opening. Offer available for GoPlus, GoSimple, and GoSmart accounts. New account owner(s) must not have had an MBT deposit account in the last 12 months. GoPlus and GoSmart accounts earn interest. The following are current Annual Percentage Yields (APY), effective as of 1/30/2025. GoPlus: 2.75% Annual Percentage Yield (APY) paid on balances between $.01 and $15,000 and 0.10% APY paid on all amounts above $15,000 each cycle when the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will earn 0.01% APY. GoSmart Checking: 3.00% Annual Percentage Yield (APY) paid on balances between $.01 and $10,000 and 0.10% APY paid on all amounts above $10,000 each cycle. $100 minimum opening balance is required on all checking accounts. To earn $280 bonus, account requires minimum $1,000 direct deposit (combined total of direct deposits during one statement cycle), new debit card activation, and enrollment in e-Statements. The bonus will be credited to your checking account within 45 days of meeting all qualifications. Qualifications must be met by 11/15/2025 to obtain the bonus. The $280 bonus will be reported as interest on IRS Form 1099-INT. Fees could reduce earnings on the account. Interest rates and APY may change any time after the account is opened. Offer is for individuals only. Offer may not be combined with Refer-A-Friend or other promotions. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice.