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MBT Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Online Account Opening

New and existing MBT Bank customers can open personal checking or savings accounts at any MBT Bank location or online. Online account opening is available for individuals age 18 and older.

 

Checking Accounts


GoPremium Checking GoPlus Checking GoSimple Checking GoSmart Checking

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Earns Interest
Yes Yes No Yes
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Qualifications to earn Higher Interest
15 debit card transactions posted to account monthly

1 ACH deposit or ACH auto debit per month
10 debit card transactions posted to account monthly

1 ACH deposit or ACH auto debit per month
x Pays a higher rate of interest on balances up to $10,000 - no qualifications required
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Key Perks

ATM service fee rebates up to $15 per month
ATM service fee rebates up to $15 per month
Low-cost account with no minimum balance requirements
For students ages 14 to 23
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Minimum to Open
$100 $100 $100 $100
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Debit Card
Free
Free
Free
Free
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Monthly Pricing
$10 minimum balance charge waived with $5,000 balance
$10 minimum balance charge waived with $1,000 balance
No Minimum Balance

No monthly
maintenance fee
No monthly
maintenance fee

No Minimum Balance
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Statement Options
$5 monthly paper statement fee waived with
e-statement
 
$5 monthly paper statement fee waived with
e-statement
 
 
$5 monthly paper statement fee waived with
e-statement
 
 
$5 monthly paper statement fee waived with
e-statement
 

Savings Accounts



Savings High Performance Savings Money Market
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Tiered Interest
No Yes Yes
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Features

Interest compounded and credited monthly
Interest compounded and credited monthly
Interest compounded and credited monthly
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Excessive Withdrawal Charge
$3 per excessive withdrawal 
$6 per excessive withdrawal 
$6 per excessive withdrawal 
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Minimum to Open
$100 $1,000 $2,500
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Minimum Balance Charge
$3 if balance falls below $100 $10 if balance falls below $1,000
$10 if balance falls below $2,500
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Statement Options
 
$5 monthly paper statement fee waived with
e-statement
 
 
$5 monthly paper statement fee waived with
e-statement
 
 
$5 monthly paper statement fee waived with
e-statement