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MBT Bank
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Kid's Club

The MBT Kid's Club is a fun way for newborns through age 13! As a member of the MBT Kid's club you'll have fun learning about saving money and earning cool prizes with our mascot, Bailey the panda bear! 

When you sign up, you'll get:

  • An MBT Kid’s Club coin bag and a gold dollar to get you started
  • A special surprise during the month of your birthday

MBT Kid's Club Accounts

Bring your parents or grandparents to any MBT Bank location to open your Savings account or Saver's CD!

Kid's Club Savings

  • $25 minimum opening deposit
  • $3 minimum balance fee, waived with $25 minimum balance
  • First 6 withdrawals per month free, then $3.00 each
  • Interest compounded monthly
  • Monthly statements

Saver's CD

  • $25.00 minimum open deposit
  • Any additional deposits must be $5.00 or more
  • Two CD terms to choose from
  • Interest is added to the CD
  • 12 month CD penalty applies
  • Pays a higher rate of interest
  • Maturity notice sent 14 days prior to the maturity date

Ages 14-23

When you reach age 14, we'll help transition you into a traditional account. Check out our GoSmart Checking account, designed for kid's 14-23. This interest-bearing account earns a higher interest rate than our traditional savings accounts. 

Monthly Kid's Club Activity


Gumball Savings Chart - Make saving fun for your little one with a visual of their savings. Color the gumball to the corresponding amount saved and watch their savings grow!
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Where will you go with MBT?

Make transfers and access accounts from anywhere at any time. 

Online Services