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Checking

The right business checking account allows for smoother transactions and gives your business a solid financial foundation. MBT Bank offers multiple business checking accounts, each with their own features to best fit your business or agricultural operations needs.

MBT Bank also offers basic business and small business checking accounts, an account with monthly analysis, a business interest account and business sweep accounts.

Compare our business checking accounts to see which one best fits your business.

Account Type	Designed For	Service Fee	Features & Benefits
Small Business Checking	Home based businesses, group or club accounts, & sole proprietors with minimal activity	No minimum balance fee	See Small Business Details
Basic Business Checking	Farm accounts, rental property, sole proprietors, partnerships, LLC's , & corporations	$10 if minimum balance falls below $1,000	See Basic Business Details
Business Interest Checking	sole oroprietors, non-profit organizations, & government entities	$10 if minimum balance falls below $4,000	See Business Interest Details
Business Analysis Checking	Corporations with large volume activity	$8 monthly maintenance fee	See Business Analysis Details
Corporate Sweep Account	Corporations with large volume activity, based upon business needs	$8 monthly maintenance fee	See Corporate Sweep Details

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Small Business Checking is perfect for sole proprietors, LLCs, or businesses that might have smaller balances and minimal activity. No minimum opening balance required. Monthly statement includes images of checks for ease of filing and tax purposes

Basic Business Checking is designed to meet the checking needs for small to medium-sized businesses with a moderate amount of transactions. No minimum opening balance required. Monthly statement includes images of checks for ease of filing and tax-purposes

Business Interest Checking is intended for sole proprietors, non-profit organizations, and government entities only (corporations are not eligible). No minimum opening balance required. Interest accrues on daily collected balances, compound and paid monthly; statements include images of checks for ease of filing and tax purposes.

Business Analysis Checking is designed for businesses that maintain large balances and have a high volume of transactions. You’ll enjoy the convenience of a monthly detailed analysis statement and the value of an earnings credit, which helps offset fees.

Corporate Sweep Accounts are designed for the larger balance-level business customer. Excess funds are swept into a tiered interest bearing account. The account provides automatic cash management of funds by utilizing retail repurchase agreements (or REPOS). REPOS are short-term debt obligations of the bank. REPOS are not FDIC insured but are collateralized by U.S. Securities held by a correspondent bank, which are fully guaranteed by the United States or one of its agencies. With no FDIC maximum insurance guidelines, the corporate customer is able to maintain secured balances in excess of $250,000.