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MBT Bank
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Business Products & Services

Through online banking you can manage your MBT Bank Business accounts to check account balances, transfer funds between your business accounts, pay bills online and much more. You can do all of this from the comfort of your home, office or anywhere with an internet connection.

Standard Features - Online Business Banking

  • Bill Pay (not available in the MBT2Go app)
  • Autobooks Invoicing
  • Debit Card Management
  • Custom Users
    • Business customers may set up employees to access bank records based upon their individual needs. Available features are restricted by individual user IDs and passwords.

Business Products & Services

Cash Management Services

Enjoy the convenience and security of 24-hour access to your account to streamline your payroll, payments, and accounts receivables with ACH origination services.

          • Ability to originate payroll files & other ACH files
          • Ability for file upload
          • Ability for dual control in file processing
          • Flat monthly fee based on transaction items

Merchant Services

Point of Sale (POS) systems that allow your customers to pay with a debit or credit card. 

          • Includes equipment and terminal support.
          • Terminal costs vary by machine
          • Flat monthly processing fee + transaction fees charged per company (Visa, Mastercard, and American Express)

Remote Deposit

Allows your business the freedom to deposit checks electronically without leaving the office.

          • Ideal for customers who process a high volume of checks or customers who are unable to regularly visit an MBT Bank branch.
          • Convenient way to deposit checks.
          • Allows funds to be available sooner, improving working capital.
          • Free scanner (leased) and initial set-up.
          • Flat monthly fee based on items.

Positive Pay

A fraud prevention tool that helps guard against check & ACH fraud.
          • Detect suspicious check activity.
          • Simplify check reconciliation.
          • Reduce the risk of financial loss.
          • Improve accounts payable processes.
          • Flat monthly fee

How does Positive Pay work?

      • Allows you to upload or manually enter a list of all ACH transactions and check issues.
      • Compares the presented check or ACH charge to the list that has been entered.
      • Allows time for business owners to review any exemption and either accept or return the check and/or ACH transaction.


Standard Features

          • Create electronic invoices to email or print.
          • Accept payments by debit/credit card or ACH.
          • No monthly fees, only pay processing rates for card & ACH transactions.

Upgraded Account & Bookkeeping Features

          • Offers the same invoicing & payment acceptance as the standard version.
          • Generate reports like balance sheets, income statements, and customer aging reports.
          • Only $9.99/month after 90-day free trial.

Request Information

Are you interested in a no-obligation analysis of your business? Let us help find the right services for your business.


Additional Business Solutions