Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
MBT Bank
Businessmen shaking hands
subhero overlay image

Job Openings

Commercial Loan Officer

POSITION TITLE:      Commercial Loan Officer 

LOCATION:                   Rochester, MN

REPORTS TO:            Market President / Senior Loan Officer

DATE:                          September 12, 2019

 

SUMMARY:

Responsible for delivery of all products and services of MBT to the Rochester market.  Manages a portfolio of commercial loans, develops new loan business, and refer mortgage and consumer loans.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:

1. Manage own loan portfolio consisting of commercial loans and other duties as assigned.  Develop and grow the commercial portfolio along with some supervision and leadership duties as assigned for the Rochester Branch.

2. Assist Market President in managing the office loan function

Cross sell to existing & new customers.

Monitors quality, compliance and trends of their portfolio.

Maintain or improve Interest Spread.

Make credit decisions within lending authority and insure compliance with loan policy and banking regulations. Including but not limited to, conducting annual reviews and writing presentations on loan banking relationships. 

Work closely with MBT Market President monitoring quality, compliance, and trends.

Work with lending and loan support in location, as well as, centralized functions. Additionally, mentor new and existing loan support staff in further development.

Takes corrective actions when necessary and recommends solutions to the appropriate authority.
Oversees commercial market collection activities.

Serves as member of Loan Committee.

Help other lenders as needed with inspections, spread sheets, and loan closings.
3. Make referrals to MBT Insurance, MBT Investments, or our Customer Service Representatives. Conducts prospect calls seeking new business.
 
4. Represents the bank in community activities to strengthen the community and build goodwill for MBT.

 

SUPERVISORY RESPONSIBILITIES:  Supervision of lending and operations staff as assigned

 

QUALIFICATIONS:

Education and/or Experience:

                Having BA degree with emphasis on business, finance, and/or agriculture. Having 10 or more years of  years' experience in lending and prior supervision experience.

Communication Skills:

Communicates professionally, both orally and written.  Ability to identify customer needs.  Must have a high level of interpersonal skills to communicate policies, procedures and objectives effectively, and to represent the bank positively in all internal and external activity.

 

Apply Now

MBT Bank is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age disability status, veteran status or any other characteristic protected by law.